RBL Bank is one of the leading private sector banks in India. They are reputed and trustworthy banks. Over time, they have earned their place in the Indian financial market. This bank is extremely customer-oriented and values the business relationship with their clients. The bank is ethical and dependable.
They are known for their impeccable customer service, a dynamic online platform, and amazing, customized, special products for their customers . They have entered the credit card markets in India and have over 40 different credit cards to ensure that they suit everyone’s needs.
To honor their commitment towards making banking easy and convenient, they even accept credit card applications online. It has made the process user friendly, fast, and simple for customers. Thus, now customers have the option of applying for a credit card via an online and offline mode.
Below are the simple documentation required while applying for an RBL Bank credit card:
A. Passport Size Photograph
- Ensure that you have a standard passport size photograph. If you are applying online, then you will require this photo to be scanned in a low size so that you can easily upload the same as part of your application. It is part of your identity proof.
B. Address Proof
- To verify your permanent address, the bank will require to provide you with address proof. Aadhar card, electricity bills, telephone bills, any other utility bills, rental agreement, driving license, latest bank statement, etc., can be provided for this.
- Ensure that the permanent address you mention on your application matches with the documentary proof that you submit. It will help in processing your application faster.
C. ID proof
- To issue a credit card, banks need to ensure that you are an Indian citizen. Hence, you will be required to submit identity proof. In case you are submitting your application online, ensure you have scanned the proof so that you can upload the same on the RBL Bank website.
- A government-issued identity such as Aadhar card, pan card, passport, Voter’s ID, etc., are all acceptable.
D. Income Proof
- Your income level is what gives the bank comfort to issue a credit card to you. As a credit card is a type of unsecured credit given to you by the bank, they analyze your income level to ensure that you are in a position to pay back the credit regularly.You may be a salaried employee or a self-employed professional. Based on your profession and the card variant you choose, the bank will require a certain income level.
- To establish your job stability and income, you will be required to submit bank statements, salary slips, tax returns, form 16, etc. Further, the income which is considered by the bank is your net income, that is, the income you receive “in hand”, post deduction of any applicable taxes and charges.
In conclusion, RBL Bank has a simple and easy documentation process. You can walk into your nearest branch or apply online for a credit card of your choice.
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